At South Shore Savings Bank, we offer a collection of different personal checking accounts for you to choose from. 

Personal Checking Accounts

At South Shore Savings Bank, we offer a collection of different personal checking accounts for you to choose from. Click here to compare all checking accounts.

Live It Up Rewards Checking Account

Give yourself a gift with Live It Up Rewards Checking!

• Earn 3.69%^APY* on balances up to $24,999.99
• Amounts above $24,999.99 receive 0.10%APY*
• ATM fee refunds nationwide**

*3.69% Annual Percentage Yield (APY) as of 2/1/10 is paid on balances up to $24,999.99, and 0.10% APY paid on amounts above $24,999.99 per statement cycle the requirements are met. If you do not meet the requirements per statement cycle, you will receive a rate of 0.10% APY on balances over $10.  Normal activity charges will apply. Fees could reduce earnings. Rates may change at any time without prior notice. $10 minimum deposit to open and earn interest. One account per tax reporting owner.
**If requirements are met, South Shore Savings Bank will refund up to $10 per statement cycle and will not charge a foreign ATM fee for using another bank's ATM.
Account requirements will be waived for the first statement cycle.

Features

• No monthly fee
• No minimum balance required

Requirements

• Sign up to receive monthly e-Statements
• Receive at least one direct deposit per statement cycle
• Make at least 15 debit card purchases per statement cycle (excluding ATM transactions)
• Sign up for Home Banking and use Bill Pay at least once per statement cycle 

A statement cycle ends the last business day of a calendar month.

       Click here to open a checking account online.

Relationship Checking Account

Our Relationship checking account is the perfect choice for those who maintain a high combined balance in their accounts at South Shore Savings Bank and are looking for some added perks.  The monthly service fee is waived by maintaining a $20,000 combined balance.* 

This checking account offers many benefits including,

• Relationship Checking^# interest rate
• Free savings account sweep balance protection
• Free traveler’s checks, bank checks and standard checks
• SSSB won’t charge you a fee to use another bank’s ATM**
• 50% off safe deposit box rentals
• Free notary and signature guaranty services

*The combined balance includes previous month's average balance in checking, savings, money market, CDs, IRAs and outstanding balances on consumer loan products (excluding mortgages).
**South Shore Savings Bank will not charge you a fee to use another bank’s ATM; however, the other bank may charge you a fee.
#$10 minimum deposit to open and earn interest

   Click here to open a checking account online.

Free Checking Account

Our free checking account is simple, basic, and easy to maintain.  There is no minimum balance required and no monthly maintenance fee.

$10 minimum deposit to open.

   Click here to open a checking account online.

Student Checking Account

Our Student Checking Account is perfect for students age 18 to 25. There are no monthly fees, and no minimum balance required.
Students can take advantage of the following benefits:

• Free transfers from a parent’s account*
• Free Statement Savings Account with no minimum balance required.
• Ten free non-SSSB ATM transactions per month**

Students 18 and older can open this account online, and receive free e-Statements, Online Banking and Bill Pay! 
*Parent must be authorized signer on the account.
**South Shore Savings Bank will not charge you a fee to use another bank’s ATM; however, the other bank may charge you a fee.

$10 minimum deposit to open.

   Click here to open a checking account online.

Find the right type of personal checking account for you.

Checking Account Transfer Kit

Thinking about moving your personal checking account to South Shore Savings Bank? With our Checking Account Transfer Service, we make it easy by giving you the tools you need to switch your direct deposit, change automatic payments, and experience all the benefits of banking with us. Click here to download our checking account transfer kit.

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South Shore Savings Bank Debit MasterCard® with Live it Up Rewards

Use your Debit MasterCard® at restaurants, gas stations, department stores - anywhere Debit MasterCard® is accepted. Debit MasterCard® purchases are deducted directly from your personal checking account, just like writing a check. Plus, it's your ATM card, allowing you access to your South Shore Savings Bank accounts at ATMs everywhere.

Every time you use your South Shore Savings Bank Debit MasterCard® and sign for your transaction you will earn rewards points.  This also includes online purchases and automatic payments using your Debit MasterCard®.  During the payment process when you are asked “Debit or Credit,” select the “Credit” option.  PIN based transactions do not earn rewards points.  You will earn one point for every two dollars you spend.  To view your Live it Up Rewards balance and see all the rewards available, visit www.uchooserewards.com. 

Check Imaging

Managing your personal checking account just got easier!
Checking accounts at South Shore Savings Bank use check imaging. Check Imaging allows us to return images of your checks each month neatly sorted, three-hole punched and ready to store in a three-ring binder.  Check images are the legal equivalent of the original check.  Check images are also available through our e-branch.  Click here to learn more about the benefits of e-branch.

Avoid ATM surcharges!

South Shore Savings Bank is a member of the SUM^SM program, so you can avoid surcharges by using participating SUM^SM ATMs.  Just look for the SUM^SM logo when you need cash or click here for a list of participating locations.

VISA^® Credit Card
Choose the card that fits your lifestyle!