At South Shore Savings Bank, we offer a collection of different checking accounts for you to choose from. 

Personal Checking

At South Shore Savings Bank, we offer a collection of different checking accounts for you to choose from. Click here to compare all checking accounts.

Give yourself a gift with Live It Up Rewards Checking!

• Earn 4.44%^APY** on balances up to $24,999.99
• Balances over $24,999.99 receive .10%APY**
• ATM fee refunds nationwide***
• Free first order of basic checks

*Customers who do not meet all the requirements will pay ATM charges and receive .10%APY** Customers will receive the benefits during the first statement period regardless of meeting the requirements.
**4.44% Annual Percentage Yield (APY) as of 11/19/08 paid on balances up to $24,999.99, and 0.10% APY paid on amounts above $24,999.99 per statement cycle the requirements are met. If you do not meet the requirements per statement cycle, you will receive a rate of 0.10% APY on entire balance. Rates may change at any time without prior notice.
***SSSB will not charge a foreign ATM fee for using another bank’s ATM, but if another bank charges you, we will refund up to $10 per statement cycle.

Features

• No monthly fee
• No minimum balance required#

#$10 minimum deposit to open and earn interest

Requirements

• Sign up to receive monthly e-Statements
• Receive at least one direct deposit per statement
• Make at least 15 debit card purchase transactions per statement
• Use Home Banking and Bill Pay at least once per statement

       Online Account Opening - Coming Soon!

Relationship Checking

Our Relationship checking is the perfect choice for those who maintain a high combined balance in their accounts at South Shore Savings Bank and are looking for some added perks.  The monthly service fee is waived by maintaining a $20,000 combined balance.* 

This account offers many benefits including,

• Relationship Checking interest rate
• Free savings account sweep balance protection
• Free traveler’s checks, bank checks and standard checks
• SSSB won’t charge you a fee to use another bank’s ATM**
• 50% off safe deposit box rentals
• Free notary and signature guaranty services

*The combined balance includes balances in checking, savings, money market, CDs, IRAs and outstanding balances on consumer loan products (excluding mortgages).
**South Shore Savings Bank will not charge you a fee to use another bank’s ATM; however, the other bank may charge you a fee.

   Online Account Opening - Coming Soon!

Free Checking

Our free checking is simple, basic, and easy to maintain.  There is no minimum balance required and no monthly maintenance fee.

   Online Account Opening - Coming Soon!

Student Checking

Our Student Checking Account is perfect for students age 18 to 25. There are no monthly fees, and no minimum balance required.
Students can take advantage of the following benefits:

• Free transfers from a parent’s account*
• Free Statement Savings Account with no minimum balance required.
• Ten free non-SSSB ATM transactions per month

Students 18 and older can open this account online, and receive free e-Statements, Online Banking and Bill Pay! 
*Parent must be authorized signer on the account.

   Online Account Opening - Coming Soon!

Find the right type of checking for you.

Account Transfer Kit

Thinking about moving your checking account to South Shore Bank? With our Account Transfer Service, we make it easy by giving you the tools you need to switch your direct deposit, change automatic payments, and experience all the benefits of banking with us. Click here to download our account transfer kit.

You will need Adobe Acrobat Reader to view and print this PDF file. Get Adobe Acrobat Reader.

South Shore Savings Bank Debit MasterCard® with Live it Up Rewards

Use your Debit MasterCard® at restaurants, gas stations, department stores - anywhere Debit MasterCard® is accepted. Debit MasterCard® purchases are deducted directly from your checking account, just like writing a check. Plus, it's your ATM card, allowing you access to your South Shore Savings Bank accounts at ATMs everywhere.

Every time you use your South Shore Savings Bank Debit MasterCard® and sign for your transaction you will earn rewards points.  This also includes online purchases and automatic payments using your Debit MasterCard®.  During the payment process when you are asked “Debit or Credit,” select the “Credit” option.  PIN based transactions do not earn rewards points.  You will earn one point for every two dollars you spend.  To view your Live it Up Rewards balance and see all the rewards available, visit www.bonuscheckcard.com. 

Check Imaging

Managing your checking account just got easier!
Checking accounts at South Shore Savings Bank use check imaging. Check Imaging allows us to return images of your checks each month neatly sorted, three-hole punched and ready to store in a three-ring binder.  Check images are the legal equivalent of the original check.  Check images are also available through our e-branch.  Click here to learn more about the benefits of e-branch.

Avoid ATM surcharges!

South Shore Savings Bank is a member of the SUMSM program, so you can avoid surcharges by using participating SUMSM ATMs.  Just look for the SUMSM logo when you need cash or click here for a list of participating locations.

Overdraft Protection

Add a revolving line of credit to your checking account and avoid the embarrassment of a returned check. Click here to apply

Your deposits are insured in full!

All deposits at South Shore Savings Bank are insured in full. The Federal Deposit Insurance Corporation (FDIC) insures the first $100,000 per depositor and the first $250,000 per account holder on some retirement accounts. Deposit Insurance Fund (DIF) insures all deposits above these amounts..