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Personal Banking
  Live It Up Rewards Checking

Live it up Rewards Checking

Give yourself a gift with Live It Up Rewards Checking!

Rewards*
  • Earn 1.75%APY** on balances up to $24,999.99
  • Balances over $24,999.99 receive .05% APY**
  • ATM fee refunds nationwide***
Features*
  • No monthly fee
  • No minimum balance required
Requirements*
  • Sign up to receive monthly e-statements
  • Receive at least one direct deposit per statement cycle
  • Make at least 15 debit card purchases per statement cycle (excluding ATM transactions)
  • Sign up and use Home Banking and Bill Pay at least once per statement cycle

A statement cycle ends the last business day of the calendar month.

Open a Rewards Checking Account online.

*1.75% Annual Percentage Yield (APY) as of 4/30/12 is paid on balances up to, and including, $24,999.99 provided all other account requirements are met. For balances $25,000.00 and above, or where account requirements are not met; the Interest Rate of 0.05% APY will be paid for the entire balance or the portion of your daily balance that is $25,000.00 or greater and the APY will range downward from 1.75% depending on the balance in the account. For example, the APY, for a balance of $50,000.00 would be 0.90%. Normal activity charges will apply. Fees could reduce earnings. Rates may change at any time without prior notice. $10 minimum deposit to open and earn interest. One account per tax reporting owner.

**If requirements are met, South Shore Bank will refund up to $10 per statement cycle and will not charge a foreign ATM fee for using another bank's ATM. Account requirements will be waived for the first statement cycle.

Checking Account Transfer Kit

Thinking about moving your personal checking account to South Shore Bank? With our Checking Account Transfer Service, we make it easy by giving you the tools you need to switch your direct deposit, change automatic payments, and experience all the benefits of banking with us.

Download our checking account transfer kit.

Download our checking account transfer kit.

You will need Adobe Acrobat Reader to view and print the PDF file.

Get Adobe Acrobat Reader.



 
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Your Deposits are Insured in Full
All deposits at South Shore Savings Bank are insured in full. Each depositor is insured by Federal Deposit Insurance Corporation (FDIC) to at least $250,000. All deposits above the FDIC insurance amount are insured by Depositors Insurance Fund (DIF).

"NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov.