Effective Date: 1/5/2009
Checking & Savings Rates* |
| Program | Minimum Daily Balance to earn APY | APY |
| Rewards Checking | $10
Amounts greater than $24,999.99
If requirements aren't met | 4.440%
0.100%
0.100% |
| Relationship Checking | $10 | 0.100% |
Regular Savings
(Passbook or Statement) | $10 | 0.250% |
| Premium Savings | $25,000 | 1.750% |
| Money Market | $2,500
$10 | 1.000 %
0.100 % |
| High Yield Money Market | $100,000
$50,000
$25,000
$10 | 1.500%
1.250%
1.000%
0.500% |
| Business Savings | $2,000 | 0.250% |
| Business Money Market | $100,000
$50,000
$5,000
$1000 | 1.500 %
1.000%
0.750%
0.250% |
*Annual Percentage Yield (APY) and rate subject to change without notice. Rate many change after the account is opened. Fees could reduce earnings on account. Please consult a Customer Service Representative for information about fees and terms for these accounts.
Effective Date: 1/5/2009
Certificates of Deposit* |
| Program | Minimum Daily Balance | APY |
| 3 Month CD or IRA | $1,000 | 2.000% |
| 6 Month CD or IRA | $1,000 | 2.250% |
| 9 Month CD or IRA | $1,000 | 2.250% |
| 12 Month CD or IRA | $1,000 | 2.500% |
| 15 Month CD or IRA | $1,000 | 2.750% |
| 18 Month CD or IRA | $1,000 | 2.750% |
| 24 Month CD or IRA | $1,000 | 2.750% |
| 36 Month CD or IRA | $1,000 | 3.000% |
| 48 Month CD or IRA | $1,000 | 3.000% |
| 60 Month CD or IRA | $1,000 | 3.000% |
*Annual Percentage Yield (APY) and rate subject to change. A penalty will be imposed for early withdrawal from a certificate account.
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Equal Housing Lender Member FDIC Member DIF
