Whether you’re looking to finance the purchase of new equipment, expand your business, or take out a line of credit for short term financing, we have the products, services, and knowledge in place to provide you with a complete business banking solution.

Equipment Financing

Equipment is critical to the success of your business.  With our equipment financing products, you can keep your business efficient and successful.  Apply Now!

Term Loans

Loan terms to five years are available for financing equipment, expanding operations or refinancing existing debt. We offer both fixed- and variable-rate programs to meet your particular needs.  Apply Now!

Small Business Administration (SBA) Loans

South Shore Savings Bank participates in several SBA loan programs to assist small- to medium-sized businesses. Because a portion of this type of loan is guaranteed by the government, it can be a creative alternative to traditional commercial financing.  Apply Now!

SBAExpress Loans

As of February 28, 2010, the Small Business Administration, or SBA, is no longer covering the 2% fee on the amount of your SBA loan that they guarantee to your lending institution. That means banks are now going to require you to pay this fee. Fortunately for customers who receive an SBAExpress loan from South Shore Savings Bank, the fees are on us*. And with loans up to $350,000, those fees can really add up.  Apply Now! 

*This offer is for SBAExpress loans. We will pay 2% of the guaranteed loan amount, up to $3,500. Fees on other SBA loan programs may also be reduced or waived. Customer is responsible for all non-SBA loan fees associated with the loan. To qualify for this promotion, borrower must meet all underwriting guidelines. Customer must have auto deduction from an SSSB checking account. New loans only. Offer may be withdrawn at any time without notice. Please call for more information. All other applicable rules and regulations may apply.

Lines of Credit

A line of credit provides your business with a revolving loan to meet short-term financing needs.  Your business can borrow funds, repay the balance, and then borrow again as needed. A line of credit is well suited for purchasing seasonal inventory or supplementing receivables during slower periods. Your line of credit can also be linked to your Business Checking Account to serve as overdraft protection.  Apply Now!

Business Cash Reserve

Business overdraft protection provides you and your business with a line of credit, should your account be overdrawn.  Apply Now!

For information on Commercial Lending, Real Estate and Construction Loans, click here.